Protect your family. Grow your wealth.
Frank Zhou, CFA, MBA helps families, newcomers and students across Canada compare life, travel and health insurance from every major Canadian insurer — and build long-term wealth — in English and Chinese.
- 20+ Years of Experience
- CFA Charterholder
- MBA
- Tsinghua University Graduate
- Independent — all major insurers compared
- MDRT Top of the Table
How Frank can help
One advisor for your whole financial picture — protection today, wealth for tomorrow.
Life Insurance
Term, whole life and universal life plans from every major Canadian insurer — protection matched to your family and your budget.
Learn moreTravel Insurance
Coverage for visitors to Canada, Super Visa, international students and Canadians travelling abroad. Apply online in minutes.
Learn moreInvestments & Wealth
RRSP, TFSA, RESP and retirement portfolios built with CFA-level discipline around your goals and your timeline.
Learn moreHealth & Living Benefits
Critical illness and disability insurance that protect your income and savings when life takes an unexpected turn.
Learn moreAdvice you can understand, in your language
Choosing insurance or investments in a second language is hard. Frank explains every option clearly — in English or Mandarin — and puts your interests first.
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Truly independentFrank works with all major Canadian insurance companies, so you get the plan that fits you — not one company's catalogue.
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Credentials that countCFA charterholder and MBA with an engineering degree from Tsinghua University — and more than 20 years of experience advising Canadian families.
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Service in English and ChineseMeetings, documents and explanations in English or Mandarin — whichever is most comfortable for your family.
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Personal, long-term serviceOne advisor who knows your family's whole picture — from your first policy to retirement planning.
Frank Zhou
CFA, MBA — Financial Security Advisor
- Life Insurance Agent · Mutual Fund Representative
- Licensed in Quebec, Ontario and British Columbia
- MDRT Top of the Table · Life Member
- B.Eng. Electrical Engineering, Tsinghua University
- Service in English and Chinese
How it works
Talk
A free conversation about your family, your goals and what you want to protect — no jargon, no pressure.
Compare
Frank compares plans and rates across Canada's major insurers and explains the differences in plain language.
Protect & grow
Apply with Frank's guidance, then count on ongoing support: claims help, annual reviews and plan updates as life changes.
Need travel insurance today?
Visitors to Canada, Super Visa, international students or trips abroad — fill out the application online and Frank will confirm the best available rate with you before anything is finalized.
Comparing products from Canada's leading insurers
- Manulife
- Sun Life
- Canada Life
- iA Financial Group
- Desjardins Insurance
- BMO Insurance
- Empire Life
- Equitable
- Foresters Financial
- RBC Insurance
- Beneva
- Blue Cross
- Tugo
- Allianz Global Assistance
Company names are trademarks of their respective owners and are shown to indicate the range of products compared. Product availability may vary.
Ready to protect what matters most?
Book a free, no-obligation consultation — by phone, video call, or at our downtown Montreal office. Service in English and Chinese, across Canada.